Any South African citizen aged 18 years or older who is employed and not currently under debt review is eligible to apply for a Quicash loan.

You will need your South African ID number, your latest payslip, and your last three months’ bank statements.

Simply enter your ID number in the “Apply” section and follow our secure step-by-step application process.

Yes. As a responsible credit provider registered with the National Credit Regulator (NCR), we are required to conduct a credit check to ensure responsible lending and protect borrowers from over-indebtedness.

The NCR is a government regulatory body established under the National Credit Act to protect consumers from unfair lending practices, ensure responsible borrowing, and safeguard lenders against bad debt.

Once your application has been approved and your DebiCheck mandate is confirmed, your funds will be transferred to your bank account within 24 hours.

Your approved DebiCheck mandate allows us to automatically debit your repayment amount directly from your bank account. This will typically occur on your selected repayment date, or within a few days before or after your pay date.

We understand that unexpected circumstances can arise. If you’re unable to repay on your agreed date, please notify us at least five days before your pay date by email. This will allow us to make alternative arrangements and help you avoid unnecessary debt recovery processes that could negatively impact your financial record.

At Quicash, protecting your personal information is a top priority. We partner with trusted service providers who comply with the Protection of Personal Information (POPI) Act and implement strict security protocols. Please review our Privacy Policy for full details on how we safeguard your information.

Currently, we only allow one active loan per borrower at any given time.

Yes, our application platform is available 24/7, 365 days a year. Please note that loan processing times depend on bank and credit bureau operating hours, which may affect the exact timing of your payout.